In the previous year, HMRC issued a staggering 1.7 million cheques to those owed rebates, yet 178,180 of these cheques were never cashed, amounting to a combined value of £144 million. The tax authority has been working to reduce the number of cheques it issues, moving towards a more efficient system.

Starting in 2024, HMRC began contacting customers through alternative methods unless they specifically requested a cheque. Most taxpayers will receive a P800 letter around June, following the end of the tax year in April, instructing them to request payment via bank transfer. This shift aims to ensure that overpaid taxes reach individuals more reliably and promptly.

However, approximately 20 percent of taxpayers still remain on the old cheque system, with a complete transition to the new system expected by April 2027. Robert Salter, a tax expert, noted, “It is certainly a bit problematic that HMRC continues to use cheques to settle tax refunds in so many cases.”

Salter further emphasized the importance of taxpayers consistently opening their HMRC correspondence, stating, “Until people do consistently open their HMRC correspondence, there is always going to be a problem and delays with the tax refund process.” This highlights the communication challenges that contribute to missed rebates.

Additionally, tax overpayments can arise from various circumstances, including switching employers mid-year or being assigned an incorrect tax code. HMRC will always communicate via letter regarding any tax owed and may follow up with a text reminder if no action is taken.

For those who have uncashed cheques, it is important to note that they can no longer be cashed after six months, but a replacement can be issued upon request. However, it may become harder for HMRC to verify the rebate after nine years.

As the tax authority continues to adapt to a digital economy, Shaun Moore, another tax expert, remarked, “The data highlights how some parts of the tax system are still struggling to keep pace with a digital economy.” He advocates for accelerating the shift to digital processes to reduce friction in the tax refund process.

As HMRC works towards these improvements, observers will be watching closely to see how effectively these changes address the ongoing issue of missed tax rebates.

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Moma Foods, a brand that began in 2006 selling porridge and smoothies from a railway arch in Deptford, London, has issued a recall for several of its porridge products. This recall comes after concerns were raised regarding possible mice contamination at the manufacturing site.

The recall affects seven versions of porridge pots and two sachets, with flavors including almond butter and salted caramel, apple, cinnamon and brown sugar, banana and peanut butter protein, blueberry and vanilla, cranberry and raisin, golden syrup, and plain no-added sugar.

The Food Standards Agency (FSA) has stated that the affected products may contain mouse contamination, making them unsafe for consumption. In a statement, the FSA noted, “Moma Foods is recalling various porridge pots and sachet products because of possible mouse contamination at the manufacturing site.”

Customers who have purchased these products are advised not to eat them and to return them for a full refund. Moma Foods has emphasized that, although the chance of contamination is low, they are taking this precautionary step to ensure the safety of their consumers. Moma Foods stated, “Even though the chance of contamination of any of the above products being affected is low, we have taken this precautionary step to ensure the safety of our consumers.”

To inform customers, point of sale notices will be displayed in all retail stores that sell the affected products. This proactive measure aims to ensure that consumers are aware of the recall and can take appropriate action.

The recall is referenced as FSA-PRIN-13-2026, and it highlights the importance of food safety and consumer protection in the UK. As the situation develops, further updates may be provided by Moma Foods and the Food Standards Agency.

For now, consumers are encouraged to check their cupboards for the affected products and follow the guidelines provided by Moma Foods and the FSA.

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